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Homeowners Now Have a Cheaper Option for Flood Insurance

Savings

Homeowners Now Have a Cheaper Option for Flood Insurance


Homes in a flood
Photo by Roschetzky Photography / Shutterstock.com

For decades, there was little choice when it came to buying flood insurance: All policies were written by the federal National Flood Insurance Program. Now private policies offer a second option that, despite a few drawbacks, provides flood coverage that can be less expensive for many homeowners. Private policies aren’t perfect. For one, they’re less dependable than federal policies.

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